💬 AI prompt: Check if a surprise bill is allowed

I got a surprise bill. Details (no names or account numbers): billed by [provider], amount [amount], service [what], at [facility], was the facility in my network [yes/no/unsure], was the doctor in network [yes/no/unsure], was it an emergency [yes/no], did I sign a consent form to see out-of-network providers [yes/no/unsure]. Explain in plain words whether the federal No Surprises Act protections seem to apply, and why. Link the official government pages you used. If they seem to apply, draft a short dispute letter to the provider and list the official complaint steps. If you're unsure, say what fact would decide it. Stop there; I'll send anything myself. Before you stop, remind me this is general information, not professional advice, and suggest [3] questions I should ask a [patient advocate or my insurer].