💬 AI prompt: Compare family health plans before you choose

I'm attaching the Summary of Benefits for each plan I'm considering: [files]. Our situation (no names): [number of people, ages, regular doctors or medicines we need, expected visits, any planned care]. Make a side-by-side table: monthly cost, deductible, out-of-pocket max, copays for doctor, specialist, urgent care and ER, drug coverage tiers, and whether our doctors are in network (say 'check' if you can't tell). Then estimate our total yearly cost in a low-use year and a high-use year for each plan, showing your math. Point out anything excluded that matters to us. Stop after the table and estimates. Before you stop, remind me this is general information, not professional advice, and suggest [3] questions I should ask a [licensed insurance broker].