Loop/Prompt Library / Learn: Personal finance
💬 AI prompt: Start with three months of real spending
Look at three months of your real spending before you make a budget.
Copy this prompt
I'm attaching 3 months of transactions as CSV files from [list banks/cards]. Sort every transaction into these buckets: [home, food, transportation, kids, health, shopping, subscriptions, giving, fun, other]. Show a table with the monthly average for each bucket and the top 3 merchants in each. List any transaction you weren't sure how to categorize instead of guessing. Do not judge my spending or give financial advice. Stop after the table and the unsure list.
How to use it
- Open Grok Bot, ChatGPT, Gemini or Claude — any of them works.
- Paste the prompt and fill in every [bracket]. Black out names, account numbers and member IDs first.
- Read the answer and double-check anything important before you act on it.
Not medical, legal or financial advice. The AI drafts; you decide and you press send.
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