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Fight a home or travel insurance claim

“My claim was denied or lowballed and the adjuster isn't listening.”

AI can read your policy, match each denial reason to the policy wording, and keep a log of every call, email and receipt. Not legal advice — for big claims, talk to a public adjuster or lawyer.

Fix it yourself in 3 steps

  1. Gather the policy, the denial or offer letter, photos, receipts and every message.
  2. Ask the AI to quote the policy sections that apply and build a timeline of what happened.
  3. Send a written appeal or reply yourself, citing the policy, and keep logging.

Copy this prompt

Here's my policy, the insurer's letter, and my evidence: [files, account numbers removed]. Quote the policy sections that apply to each denial reason, list what evidence supports my side, and build a dated timeline. Draft a factual appeal letter using only these facts. Don't send anything — stop for my review.

Fill in the [brackets]. Each prompt says when the AI should stop, so it doesn't wander off.

Agents people used for this: Claude, Gemini.

Inspired by real examples collected at agentusecases.ai.

📚 3 real stories of people doing this with AI agents

Collected at AgentUseCases.ai.

Black out account and card numbers before sharing anything. Never give an AI your bank password — export statements instead. AI drafts; you approve and send. Not financial, legal or tax advice.

Tools for this

#1 · Our pick

Grok Bot

Best for: Chores that repeat — done for you

The easiest AI helper for everyday people: show it a chore once — a morning brief, checking a bill, watching for a refund — and it keeps doing it while you're away, checking in only when it needs your OK. Works from the Grok app on your phone and computer (beta).

Visit Grok Bot ↗
#2

ChatGPT

Best for: Widest feature set

OpenAI's assistant with the broadest feature set: voice, images, search and a large app ecosystem.

Visit ChatGPT ↗
#3

Gemini

Best for: Google Workspace users

Google's assistant, woven into Gmail, Docs and Android. Strongest if you live in Google's apps.

Visit Gemini ↗
#4

Claude

Best for: Writing, analysis, code

Anthropic's assistant: strong writing, analysis and coding, with projects and artifacts for longer work.

Visit Claude ↗
#5

Grok

Best for: Real-time info, everywhere you go

xAI's assistant with real-time X data — on iPhone, Android, desktop, the web, X, and built into Tesla cars. Want it to do chores on its own? See Grok Bot.

Visit Grok ↗