FixKit AI

Home / Use case

Get more out of credit card points and perks

โ€œI have points and card perks I never use, or I use the wrong card.โ€

AI can compare paying cash versus points for a trip and list which card earns the most for each kind of spend. Check current terms; programs change often. Not financial advice.

Fix it yourself in 3 steps

  1. List your cards, their reward rates and perks, and your current point balances.
  2. For a trip or purchase, ask the AI to compare cash price versus points value.
  3. Ask for a one-page 'which card for what' cheat sheet, and check perks you're not using.

Copy this prompt

My cards and perks: [list]. My point balances: [list]. For this trip [details], compare the cash price against the points needed, showing the value per point. Then make a one-page 'which card for which spend' cheat sheet and list perks I may be missing. Use only terms I can verify โ€” link sources. Don't book or transfer points. Stop there.

Fill in the [brackets]. Each prompt says when the AI should stop, so it doesn't wander off.

Agents people used for this: Claude Code, Dots, Grok Bot.

Inspired by real examples collected at agentusecases.ai.

๐Ÿ“š 3 real stories of people doing this with AI agents

Collected at AgentUseCases.ai.

Black out account and card numbers before sharing anything. Never give an AI your bank password โ€” export statements instead. AI drafts; you approve and send. Not financial, legal or tax advice.

Tools for this

#1 ยท Our pick

Claude Code

Best for: Serious work on real repos

Anthropic's agent for your terminal, IDE and desktop. Reads the whole repo, runs commands and tests, and handles large multi-file changes well.

Visit Claude Code โ†—
#2

Claude

Best for: Writing, analysis, code

Anthropic's assistant: strong writing, analysis and coding, with projects and artifacts for longer work.

Visit Claude โ†—
#3

ChatGPT

Best for: Widest feature set

OpenAI's assistant with the broadest feature set: voice, images, search and a large app ecosystem.

Visit ChatGPT โ†—
#4

Grok Bot

Best for: Chores that repeat โ€” done for you

The easiest AI helper for everyday people: show it a chore once โ€” a morning brief, checking a bill, watching for a refund โ€” and it keeps doing it while you're away, checking in only when it needs your OK. Works from the Grok app on your phone and computer (beta).

Visit Grok Bot โ†—
#5

Grok

Best for: Real-time info, everywhere you go

xAI's assistant with real-time X data โ€” on iPhone, Android, desktop, the web, X, and built into Tesla cars. Want it to do chores on its own? See Grok Bot.

Visit Grok โ†—
#6

Gemini

Best for: Google Workspace users

Google's assistant, woven into Gmail, Docs and Android. Strongest if you live in Google's apps.

Visit Gemini โ†—