FixKit AI

Loop/Prompt Library / Money and bills: stop overpaying

๐Ÿ’ฌ AI prompt: Get more out of credit card points and perks

I have points and card perks I never use, or I use the wrong card.

Copy this prompt

My cards and perks: [list]. My point balances: [list]. For this trip [details], compare the cash price against the points needed, showing the value per point. Then make a one-page 'which card for which spend' cheat sheet and list perks I may be missing. Use only terms I can verify โ€” link sources. Don't book or transfer points. Stop there.

How to use it

  1. Open Grok Bot, ChatGPT, Gemini or Claude โ€” any of them works.
  2. Paste the prompt and fill in every [bracket]. Black out names, account numbers and member IDs first.
  3. Read the answer and double-check anything important before you act on it.

Not medical, legal or financial advice. The AI drafts; you decide and you press send.

Full recipe โ†’

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